
Dr Renuka Kanvinde
Assistant Vice President - Health Insurance Bajaj Allianz for the past 8 years.
Handles health claims, underwriting, product development & overseas travel ... Read More
Written By: Dr Renuka Kanvinde | Updated : August 28, 2013 3:56 PM IST
Hi, I am a 30-year-old man and I don't usually fall ill, why should I get health insurance?
Answered by Dr Renuka Kanvinde (Assistant Vice President, Health Insurance Bajaj Allianz)
A medical emergency does not always come announced or only afflict those who are unfit. The treatment for an accident can run into lakhs, seriously depleting your savings. Moreover, health insurance works best if taken early. After a certain age, most health insurance policies have some amount of waiting period before it covers certain treatments or the price of medical tests, therefore, by the time you need it, the covers are working for you.
(Read: Ten questions you should ask your health insurance company)
Bajaj Allianz Health Guard offers an all-round health insurance policy that covers you and your family against medical expenses such as hospitalization, doctor's consultation, diagnostic tests, medicines, ambulance, etc. With Bajaj Allianz Health Guard you and your family can afford the best treatment without having to worry about expenses and at a hospital of your choice. Click here for more information about this health insurance plan.