Written By: Dr Abhijeet Vikram Ghosh | Updated : August 31, 2013 4:41 PM IST
Hi I am Leena, a 27-year-old marketing professional from Bangalore. My company currently gives me a group health insurance. But I have read that it is usually better to get individual health insurance, why is that? Why would my group insurance not suffice? Also what kind of health insurance should I get?
Answered by Dr Abhijeet Vikram Ghosh (Senior Health Insurance Manager at Bajaj Allianz)
Think of a situation where you leave your current company either to take a break or join another organization. Is there a guarantee that your new employer will provide you with the same health care benefits as your current employer? Also, the amount of cover provided is pre-fixed and may not be sufficient as you get older. Hence, it is advisable to get an individual health insurance cover as well. If you are looking for a suitable health insurance plan which also provides added services, you can read more about health insurance plans here.
Bajaj Allianz Health Guard offers an all-round health insurance policy that covers you and your family against medical expenses such as hospitalization, doctor's consultation, diagnostic tests, medicines, ambulance, etc. With Bajaj Allianz Health Guard you and your family can afford the best treatment without having to worry about expenses and at a hospital of your choice. Click here for more information about this health insurance plan.
